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Welcome to 360° View! |
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What is Overdraft Shelter?
Consumer Advantage By offering Overdraft Shelter and allowing your customers the ability to overdraw their account, you will be granting them the flexibility that so many consumers now demand to manage the ups and downs of their personal finances. Overdraft Shelter gives your customer the peace of mind that you, their bank, will stand behind them in times of need. Should they find themselves short on money, with bills to pay or groceries to buy and payday still a few days away, their lives can continue without interruption. They understand they will be charged a NSF fee for this service, but will be appreciative because they will have avoided the additional cost and awkwardness of having their check bounce to the merchant. Financial Institution Advantage With Overdraft Shelter, you will have a product that competes with check cashing companies and that substantially increases your NSF fee income. Combined with outReach Financial -- our proprietary DDA Recovery & Loan Extension Manager, Overdraft Shelter will minimize, if not decrease, your charge-offs. You will also enjoy new marketing opportunities, chances to let your customers know that you understand the complexities of managing life from paycheck-to-paycheck, that you value and trust them as your customer and have them covered in times of need with Overdraft Shelter. Our Promise inBusiness Services will implement Overdraft Shelter without shifting
any of the burden to you. We will not just tell you what to do,
we will work alongside you to find the appropriate solution to meet
your bank’s unique needs and then implement it for you. If
at any time, you are not completely satisfied with our level of
service and feel we are not living up to our promise, you can remove
our products and services from your bank without undue penalty –
simple as that. Additional Products And Services : Check Pursuit : Port Merge : Disaster Recovery
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