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Welcome to 360° View! |
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What Is DDA Overdraft?360° View: DDA Overdraft is the next step for any overdraft solution and will work in concert with Overdraft Shelter or your own overdraft solution to help you better manage and access your overdrafts like never before. Letter Writing Capabilities 360° View: DDA Overdraft provides you the flexibility to quickly and easily send a series of custom letters to your customers in overdraft status based on a range of overdraft days you choose. Each overdrawn account is grouped into a range based on days of overdraft and assigned an appropriate letter (i.e. accounts 7 to 14 days overdrawn might receive a Friendly Reminder letter). In as little as five minutes each week, you will be able to print and send a custom letter to every customer in overdraft status. Automatic Export to 3rd Party Collections Company 360° View: DDA Overdraft will prompt you when it is time to consider charging an account off. Upon each new import, all accounts, above the days overdrawn you select, will be brought into the Disposition/Collections window for your review. You can then decide to charge them off and either send them to a 3rd party collection company or begin tracking them for internal collection. All accounts chosen for 3rd party collection will be outputted into a file that you can simply attach to email and send to your collection company to begin the recovery process. Automatic Export to ChexSystems™ Now, by using 360° View: DDA Overdraft you can easily automate your reporting to ChexSystems. Anytime you charge an account off, DDA Overdraft will allow you to group these accounts for easy export directly to ChexSystems. No more hassling with cumbersome paper forms. Overdraft Database 360° View: DDA Overdraft does more than just enable you to generate letters or export charge-offs to 3rd party collection companies and report to ChexSystems, it allows you to begin building a database of everyone who has ever been in overdraft status at your bank. You can search for accounts based on account number, name, or social security number. You can see every overdraft letter you have sent an individual account in the past and record specific comments. You can offer and track repayment plans. You can even judge the success of the letters you are sending out through a unique report that associates payments received with letters sent. And in the future, when making credit decisions, the DDA Overdraft database will prove to be a useful tool. Management Reports 360° View: DDA Overdraft will put you in touch with your overdrafts by means of an extensive series of management reports that anyone can produce and print from their own workstation. A sample of some of these reports…
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